California auto insurance rates going/gone up?!!!?

I’m turning 25 this month and called because i wanted to get a new (hopefully lower) rate for being that age and not having any tickets or violations.
Then they go and quote me something HIGHER than what I’m paying! I asked why and that’s what the told me. That the state of California has been hit with higher rates.
~WHY?
~When did this happen?
~Why has no one talked about this?
~Am I the only one being affected?
~Is there anything I can do to lower my rate?
~So being 25 and having no tickets or violations is now pointless when it comes to car insurance??
Been driving since i was 18.

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